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Zemen Bank’s digital services continue to be delivered via a range of banking channels, all tailored to the demands and preferences of our customers with all integrated OMNI-CHANNEL Banking. Based on our customer’s needs, they can use service points that may include either our physical outlets or our technology-aided channels
To enhance customer convenience with round-the-clock service the Bank deployed 300 ATMs and over 100 POS machines strategically located throughout the country and at various merchant locations to provide you with a seamless and convenient payment experience wherever you may be.
Our ATMs and POS machines are equipped to acquire all local cards, as well as Visa and Master cards.
Zemen Bank’s fast, free and completely secure Internet Banking is easy to use and gives you greater control of your finances.
Through our Card Less Cash Withdrawal service, you can also withdraw cash without using a card at Zemen bank’s ATMs.
Enjoy Ethiopia’s First Contactless MasterCard & VISA –Tap to Pay POS and ATM Services.
Currently, over 300 ATMs and 100 + POSs are deployed throughout Addis Ababa and in selected regional cities.
Zemen’s debit cards offer 24-hour access to your account. Our contactless debit cards are more than simply an ATM card; it allows you to make cashless transactions at POS terminals, online shopping and ATMs. We provide Basic, Personal, Prestige, and Z-club debit cards.
Designed to meet the needs of modern businesses, our payroll card offers a secure and efficient way to distribute employee wages via their payroll card. You can streamline your payroll process while providing your employees with a flexible and accessible payment option.
With the Zemen’s Prepaid Card, you have full control over how much you spend each day. The amount of money on the prepaid card is the maximum amount that can be paid out. To use the Prepaid card for all of your payment needs, just load the card via our internet & mobile banking with the money you will need for travel or shopping.
In addition, with a prepaid card, you can protect yourself from fraud and prevent overspending, as you can only spend the amount loaded on the card. And it will also allow you the flexibility to control your spending and budget accordingly.
Looking for an ideal gift for occasions like holidays, birthdays, anniversaries, and festivals? Visit any of our banking centers and contact our representatives, who will guide you through the process. Zemen’s gift can be also used in the corporate setup for purposes such as employee gifting, festive gifting, partner gifting, etc.
Our gift cards are accepted at all Zemen and other Bank POS and ATM machines, allowing you to make payments at any merchant location. Additionally, they offer the flexibility to withdraw the funds loaded on the gift card.
Ethiopia’s first prepaid and contactless travel card will enable Ethiopian Travelers to travel with USD or EUR currencies in partnership with Mastercard by introducing contactless features.
This product address our customers’ needs for overseas travel, without the need to carry cash. Zemen Bank is known for introducing banking technologies in the country and proud again to be the pioneer in issuing the contactless prepaid travel cards in partnership with Mastercard for our customers’ safety & convenience.
Zemen Bank has introduced a digital remittance service, developed in partnership with leading fintech companies and payment instrument issuers. This service allows individuals living abroad to easily send money to their loved ones in Ethiopia, using their MasterCard or Visa cards, all from the comfort of their home.
Oct 3, 2025
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