Zemen Bank, as part of its corporate social responsibility, conducted a financial literacy training program aimed at enhancing students’ financial knowledge at Balcha Aba Nefso and Hidase Lideta Secondary Schools
During the first half of the 2018 Ethiopian Fiscal Year, Zemen Bank’s total assets have reachedETB 106 billion, while customer deposit has climbed to ETB 80 billion, reflecting the Bank’ssustained
Zemen Bank’s performance review for the first half of the 2025/26 fiscal year was held on January 24th at the Skylight Hotel in Addis Ababa, with Ato Dereje Zebene, Chief
Please refer to the video below for guidance on how to harmonize your Zemen Bank account with your Fayda ID from anywhere you are. You may complete the harmonization process
Zemen Bank S.C. and Aspire Microfinance Institution (under formation) have signed a Memorandum of Understanding (MOU) to strengthen collaboration in financial inclusion, digital finance, and SME development. The partnership aims
Zemen Bank is pleased to announce the successful mobilization of a combined USD 85 million trade finance facility from two of its development partners — the African Export–Import Bank (Afrexim
የዘመን ባንክ አ.ማ. የባለአክሲዮኖች 17ኛ መደበኛ እና 12ኛ አስቸኳይ ጠቅላላ ጉባዔ ጥሪ ለተከበራችሁ የዘመን ባንክ አ.ማ. ባለአክሲዮኖች በኢትዮጵያ የንግድ ሕግ አዋጅ ቁጥር 1243/2013 አንቀጽ 366(1)፣367(1) እና አንቀጽ 370 እንዲሁም በአክሲዮን ማኅበሩ
1. የዘመን ባንክ አ.ማ የዳይሬክተሮች ቦርድ አባላት የምልመላ እና የምርጫ አፈፃፀም መመሪያ – መመሪያውን ለማውረድ ይህንን ይጫኑ 2. የዘመን ባንክ አ.ማ. የመመስረቻ ፅሁፍ ማሻሻል ሀሳቦችን በዚህ ማስፈንጠሪያ ያውርዱ
Zemen Bank has signed a groundbreaking technical assistance agreement with European Investment Bank (EIB) under the Greening Financial Systems Program.The signing ceremony took place on September 9, 2025 during the
Zemen Bank organized a panel discussion to foster dialogue on Ethiopia’s evolving economic landscape, exploring the opportunities, challenges, and policy implications of liberalizing the banking sector in a rapidly transforming
Business Product Business Basic Account Business Saving Accounts Overdraft Protection Anytime, Anywhere Banking Zemen’s Business Basic Account is designed to meet the foundational banking needs of businesses with simplicity and
Personal Banking is the level of banking services available to all Zemen Bank clients. Upon opening an account, all new customers receive a debit card and are provided with immediate
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Card Services Card Services Cardless ATM Withdrawal Digital Banking Card Services Zemen Bank has consistently continued to provide card personalization services, setting itself apart as one of the few banks
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ATM POS ATM POS To enhance customer convenience with round-the-clock service the Bank deployed 300 ATMs and over 100 POS machines strategically located throughout the country and at various merchant
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Privacy Policy We care about your privacy This Privacy Policy explains what information we collect, how we collect, share, use, and protect your personal information when you visit or use
Frequently Asked Questions General Information What are Zemen Bank’s working hours? Our branches are open Monday through Saturday from 8:00 AM to 6:00 PM and for specific branches and services;
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Forms Transaction Dispute Form IB Transaction Dispute Form New Transaction Dispute Form Suspicious Transaction Reporting Form
Zemen Bank Interest Rates Business Overdraft – 16% (1 year) Medium Term – 17% (2.5 years) Long Term – 18% (5+ years) Export Financing – 8.5% Personal Mortgages – 16%
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We Care We Care: Empowering Accessibility for All At Zemen Bank, we believe in inclusivity and are committed to making banking accessible for everyone. Our “We Care” page is dedicated
Learn Welcome to Zemen Bank’s Learning Hub At Zemen Bank, we empower you to make informed decisions for financial success. Explore our Learning Hub for step-by-step guidance on Mobile and
Cybersecurity Awareness Zemen Bank takes a great care to protect customer’s sensitive data. Maintaining our customers trust and confidence is our priority. More and more frequently, customers are using their
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Dear Customers, In accordance with Value Added Tax (VAT) Proclamation No 1341/2024 enacted by the government, banks are instructed to collect value added tax on their service charges, commissions and
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Video Gallery Zemen Bank 9 Videos አቶ ደረጀ ዘበነ – የዘመን ባንክ ዋና ሥራ አስፈፃሚ 0:16 Remittance and Diaspora Banking 0:16 An Exclusive Interview with Zemen Bank’s Chief Wholesale Banking
Senior Management Zemen Bank Senior Management Abdulkadir Wolela Sabir Director – Interest Free Banking Abdulkadir Wolela Sabir Director – Interest Free Banking Ato Abdulkadir brings over 22 years of expertise
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Z- School Payment and Management Convenient Payment Process Parents can securely and conveniently make payments for school fees and other educational expenses online with just few minutes. Stay informed anytime,
Digital Remittance Services Digital Remittance Services Zemen Bank has introduced a digital remittance service, developed in partnership with leading fintech companies and payment instrument issuers. This service allows individuals living
Internet & Mobile Banking Services Internet & Mobile Banking Services Zemen Bank’s Internet Banking is easy to use and gives you greater control of your finances, plus the convenience of
Digitalization and Partnership Digitalization and Partnership Zemen Bank has continued making significant progress in digitalization. The bank has successfully completed projects aimed at improving availability, increasing automation, ensuring security, and
Business Banking Loans Term Loans Loans & Credit Facilities Business Product Omni-Channel Banking Loans No matter what your borrowing needs, Zemen Bank has the product for you. Whether your business
Business Loans Loans Term Loans Our financing options include Line of Credit (Overdraft Facility) Merchandise Loan Facility Pre-Shipment Export Finance Sectors We Serve Bank Guarantee Loans No matter what your
International Banking International Banking Custom Import & Export Collection Services International Wire Transfers Forex Service Foreign Currency account for Foreign Entities Retention Account International Banking Zemen Bank’s International Banking (Operations)
Forex Service Forex Service Foreign Currency account for Foreign Entities Foreign Currency account for Resident of Ethiopia, Non-Resident Ethiopians and Ethiopian Origins Retention Account Forex Service Zemen Bank is your
International Wire Transfers International Wire Transfers Choosing Zemen would benefit you enjoy our Following Products International Wire Transfers With Zemen Bank’s wire services, you would benefit instant receipt of foreign
Import and Export Import and Export Export L/C Financing Import L/C Financing Effortless Import & Export Collections Import and Export Zemen Bank’s International Banking (Operations) would offer customized and state-of-the-art
Deposit Products Consumer Deposit Consumer Saving Deposit Products Personal Checking Prestige Checking Z-Club Checking Consumer Special Deposit Products Foreign Currency-FCY Accounts Consumer Loans Deposit Products Zemen Bank deposit products are
Foreign Currency-FCY Accounts Foreign Currency- FCY Accounts Non Resident FCY Accounts FCY Account for – Resident Ethiopians FCY Account for Non-Resident Ethiopian Nationals Retention Accounts Foreign Currency-FCY Accounts Foreign currency
Certificate of Deposit Products Top CD Rates for Your Savings Certificate of Deposit Products Certificate of Deposit (CDs) is an excellent tool for managing your money when you are able
Personal Checking Prestige Checking Z-Club Checking Personal Checking It is a non-interest bearing account. The account is established as a package account with their Personal Saving Account, without additional deposit
Consumer Saving Deposit Consumer Saving Deposit Products Basic Saving Account Personal Saving Account Prestige Saving Account Z-Club Special Saving Accounts Executive Special Saving Account Z-Club Children Saving Account Youth Specia
Banking Service Personal Banking Explore products and services designed to help you reach your goals. Explore Business Banking Explore products and services designed to help you reach your goals. Explore
August 22, 2024, Addis Abeba. Zemen Bank becomes associate member of the EthiopianNetherlands Business Association (ENLBA) and signs associate membership agreement onAugust 22, 2024, in a ceremony heled at the
It Renews Commitment to Innovation and Excellence. Zemen Bank Marks Customer Appreciation and Recognition Day, Awards its Loyal & High-value Customers. It Renews Commitment to Innovation and Excellence. Zemen Bank
Addis Ababa, Ethiopia, February 22, 2024—IFC today welcomed Ethiopia’s Zemen Bankas the newest member of its Global Trade Finance Program (GTFP) and provided the bankwith a trade finance facility to
Zemen Bank is Dedicated to Sustainability, Prioritizing our People and Communities We understand that safeguarding employee health, protecting the environment, and fostering economic growth in our communities are fundamental to
Get in Touch At Zemen Bank, we value your feedback and are here to assist with all your financial needs. Whether you are a current customer or new to our
2008 – Foundation 2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022
Zemen Corporate Governance The Company abides strictly by the laws and regulations of the jurisdiction where it operates, and observes the guidelines and rules issued by regulatory authorities of the
Zemen Bank Executive Team Dereje Zebene Kelilie Chief Executive Officer Dereje Zebene Kelilie Chief Executive Officer Dereje Zebene joined Zemen Bank in April 2018. In joining Zemen Bank, Ato Dereje
Directors Zemen Bank Directors Enye Bemir Kidanu Board Chairperson Enye Bemir Kidanu Board Chairperson Enye Bemir Kidanu has over 20 years of experience specializing in business development and human resources
Banking: Something You Do Anywhere Zemen Bank S.C. is all about giving customers choices and convenience. For us, banking is not limited to just branches we see it as something
Digital-Channels Transaction on Fees and Charges Payment card issuance related services Edit Types of Services Fee / Charge Debit card & PIN Issuance 1st Time Free Debit card re-issuance Expired
Digital Services Digital Services ATM & POS Services Internet & Mobile Banking Z-School Payment and Management Digital Remittance Services Digital Services Zemen Bank’s digital services continue to be delivered via
About Us Banking Your Way: Anytime, Anywhere Zemen Bank S.C. is all about giving you choices and convenience. For us, banking isn’t limited to branches — we see it as
