No matter what your borrowing needs, Zemen Bank has the product for you. Whether your business needs working capital, asset financing, or project funding, Zemen Bank offers a comprehensive range of tailored financing options. All loan decisions are handled by local experts who understand your business, ensuring faster approvals and customized solutions.
Zemen Bank offers comprehensive term loan solutions designed to support your business’s growth and investment goals.
A Line of Credit gives your business continuous access to funds up to a pre-approved limit—providing essential flexibility to manage day-to-day operational expenses or unexpected shortfalls. This facility is linked to your business current account, allowing you to draw funds as needed and repay at your convenience.
Our Merchandise Loans provide short-term financing for the purchase of inventory or goods for resale—helping you maintain optimal stock levels without straining your cash reserves. This facility is especially beneficial for businesses with seasonal demand or frequent inventory turnover.
Zemen Bank’s Pre-Shipment Facility supports exporters by providing working capital for the production, packaging, and transportation of goods prior to shipment. The facility is typically secured against a confirmed export order or letter of credit.
At Zemen Bank, we are committed to fueling Ethiopia’s economic progress by providing tailored financial solutions across a wide range of industries. Our deep sector knowledge, agile financing structures, and expert advisory services enable businesses in diverse fields to access the capital and support they need to grow and thrive.
The Bank continues to offer Doorstep Banking services to a select group of high-value clients who require banking services at their convenience. This unique service, brings banking directly to the clients’ doorsteps, simplifying the banking experience for them. By going the extra mile with this service, we ensure that our clients’ banking needs are met without them having to leave their offices, thus saving them time and effort. This service has proven to be a game-changer, allowing clients to manage their finances conveniently and efficiently without stepping out of their comfort zones. Through this service, we have helped clients bid farewell to long queues and time-consuming trips to the bank, ensuring that they always have exceptional banking experience.
The Bank continues to offer its onsite payroll payment services to a select group of high-value corporate clients. This service allows us to manage their payroll payments to employees, ensuring exceptional service delivery. This approach enables our clients to focus on their core business activities, enhancing efficiency by eliminating the need for their employees to seek out banking services.
