Reports and Publications

Annual Report 2023

Zemen Bank’s Board of Directors is pleased to present the 2022/23 Annual Report to its esteemed shareholders, clients and stakeholder. In what follows, The report  present an overview of our overall results during the June 2023 completed fiscal year and outline briefly the Bank plans for the period ahead.

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Annual Report 2022

Zemen Bank’s Board of Directors is pleased to present the 2021/22 Annual Report to its esteemed shareholders, clients and stakeholder. In what follows, The report  present an overview of our overall results during the June 2022 completed fiscal year and outline briefly the Bank plans for the period ahead.

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Annual Report 2021

Zemen Bank’s Board of Directors is pleased to present the 2020/21 Annual Report to its esteemed shareholders, clients and stakeholder. In what follows, The report  present an overview of our overall results during the June 2021 completed fiscal year and outline briefly the Bank plans for the period ahead.

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Annual Report 2020

Zemen Bank’s Board of Directors is pleased to present the 2019/20 Annual Report to its esteemed shareholders, clients, Staff. In what follows, we present an overview of our overall results during the June 2020 completed fiscal year and outline briefly our plans for the period ahead.

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Annual Report 2019

Zemen Bank’s Board of Directors is pleased to present the 2018/19 Annual Report to its esteemed shareholders, clients, Staff. In what follows, we present an overview of our overall results during the June 2019 completed fiscal year and outline briefly our plans for the period ahead.

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Annual Report 2018

Zemen Bank’s Board of Directors is pleased to present the 2017/18 Annual Report to its esteemed shareholders, clients, Staff. In what follows, we present an overview of our overall results during the June 2018 completed fiscal year and outline briefly our plans for the period ahead.

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Annual Report 2017

Zemen Bank’s Board of Directors is pleased to present the 2016/17 Annual Report to its esteemed shareholders, clients, Staff. In what follows, we present an overview of our overall results during the June 2017 completed fiscal year and outline briefly our plans for the period ahead.

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5th Ethiopia Economic Update

Ethiopia' 5th Economic update published by the World Bank on 02 December 2016.

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Annual Report 2016

Zemen Bank’s Board of Directors is pleased to present the 2015/16 Annual Report to its esteemed shareholders, clients, Staff. In what follows, we present an overview of our overall results during the June 2016 completed fiscal year and outline briefly our plans for the period ahead.

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Annual Report 2015

Zemen Bank’s Board of Directors is pleased to present the 2014/15 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Annual Report 2014

Zemen Bank’s Board of Directors is pleased to present the 2013/14 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.

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Annual Report 2013

Zemen Bank’s Board of Directors is pleased to present the 2012/13 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Annual Report 2012

Zemen Bank’s Board of Directors is pleased to present the 2011/12 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Annual Report 2011

Zemen Bank’s Board of Directors is pleased to present the 2010/11 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Annual Report 2010

Zemen Bank’s Board of Directors is pleased to present the 2009/10 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Annual Report 2009

Zemen Bank’s Board of Directors is pleased to present the 2012/13 Annual Report to its esteemed shareholders, clients, and partners. In what follows, we present an overview of our overall results during the just completed fiscal year and outline briefly our plans for the period ahead.
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Board of Directors Committee

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Zemen Bank S.C. Board of Directors Profile

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Zemen Bank Organizational Structure